Family Law

Child Support and Section 7 Expenses

Family Law

Child Support

As per Canadian law, at least until the child turns 18 or, in some cases, even longer, the child is legally dependent on the parents for financial support. Through their divorce lawyers, it is crucial that the couple agree to an amount for child support that covers both the living and educational expenses of the child, which are based upon the child support guidelines and the income of the payor. If they cannot agree on the child support amount, the court will make a decision based on the guidelines available at the federal and provincial levels. In a contested divorce, a family lawyer can help you ensure that your family’s interests are safeguarded, and your children’s needs are provided for in the final divorce settlement.

How is the child support amount calculated by the court?

Typically, the court will apply the Federal Child Support Guidelines to arrive at an amount most suited to the child’s well-being. The standard process involves calculating the amount under two headings, namely the table amount and Section 7 expenses. However, each case and family situation is different. The court will look at the circumstances and requirements of the child in question before taking the final call. The guidelines serve the purpose of ensuring fairness and consistency when dealing with similar cases.

Calculating the base child support amount:

The court will arrive at the base child support amount factoring in the following:

  • The parent’s gross income: This is the gross annual income before taxes and deductions, as generally mentioned in the tax return filing. However, if a self-employed parent has a fluctuating annual income, you must submit supporting documents to the court to prove this. The court will make the necessary adjustments and probably take the average figure to be fair to that parent.
  • Number of children they have to support: In some cases, the same parent might be legally responsible for child support to his children from another marriage or relationship. The court will take into account these other obligations of the parent.
  • Cost of living: There is a significant difference in the cost of living across Canada’s provinces and territories. In fact, the federal guidelines include different child support tables for each territory and province, reflecting the cost-of-living differences.
  • Child custody arrangement: Child custody arrangement is one of the factors that the court will look into when deciding which parent will bear the burden of paying for the child support.
    • Sole custody (now called decision making): If one of the parents has sole custody of the child, the court will require the other parent to pay the child support.
    • Shared custody: If the parents enjoy shared custody of the child, the court will decide on splitting the child support amount between the two, taking into consideration their incomes and the Federal Child Support guidelines.
    • Split custody: Here, the custody of the children is split between the two parents, with each parent getting the custody of one child. Child support for each child is owed to the other parent who is taking care of the child. The court will decide on how the net difference is paid.
  • Section 7 or Special Expenses: Outside the base child support amount, additional expenses will be incurred for the child, which are set out under Section 7 of the Federal Child Support Guidelines. This is, therefore, sometimes referred to as Section 7 expenses. This generally covers the following:
    • Costs of childcare, such as daycare or babysitter expenses.
    • Expenses for extra-curricular activities such as arts or sports programs.
    • Special costs associated with the child’s extraordinary needs, such as for private tutoring or special needs schooling.
    • Expenses for the child’s post-secondary education, covering the tuition fees, books, stationery, and any other associated expenses.
    • Medical and dental care insurance premiums for the child.
    • Any healthcare expenses that were not reimbursed by the insurance coverage.

What is referred to as the table amount in child support?

The term Table Amount refers to the recommended child support mentioned in the handy tables provided as part of the Federal Child Support Guidelines. They set the parent’s gross income against the number of children they support and recommend a suitable child support amount in each case. As mentioned above, the cost-of-living differences across different locations in Canada are taken into consideration. So, the recommended child support amount for a parent earning $50,000 and having two children will not be the same for Ontario and British Columbia.

Modifications to the child support amount

The orders issued by the court for child support might be reviewed later and revised in the following circumstances:

  • Changes in the income of the parents: After some time, there will be a significant increase in the earning capacity of either or both parents.
  • Changes in the child’s needs: As the child grows up, the associated needs and expenses will also change.
  • Changes in the custody arrangements: Due to changing circumstances, there might be a new custody arrangement in place requiring a modification of the child support amount.
  • Child requiring support after maturity: In some cases, the child might require continuation of child support after maturity for expenses such as post-secondary education.

How can a child support lawyer help you?

A child support lawyer can help you from the beginning by trying to negotiate a child custody agreement between the partners, thus avoiding going to court. If that fails, the lawyer will represent you in court and try to win a child support order that is fair to you and your child’s interests. However, there will be times when the child support order has to be enforced when the other parent defaults on making the payments. In these situations, your family lawyer will assist you in submitting the legal enforcement request to the Family Responsibility Office (FRO).

Your family lawyer can also fight on your behalf to ensure that any pending child support payments are paid in full. Your lawyer will also help you with identifying the fair amount of child support as per the federal child support guidelines and requesting modification of the existing child support, considering the changed circumstances. You will especially need a qualified lawyer on your side when the payor parent is trying to underreport or hide their sources of income.

We can Help​

If you are trying to legally sort out the child support issues in your family, let our child support lawyers assist you with untangling the legal issues. Our experienced divorce lawyers will ensure that your family’s rights are safeguarded and that you receive child support that is fair as per the law.

Frequently Asked Questions

In some cases, one of the parents might claim his inability to pay the child support, claiming unemployment or underemployment. If the court is not satisfied with the justification provided by that parent, the court will impute the income the parent should be earning in the job market and calculate the child support accordingly.

A legal enforcement request is submitted to the Family Responsibility Office when the other parent fails to make the child support payment despite reminders. FRO has the authority to enforce the payment directly from the defaulting parent and transfer the money to the parent who was supposed to receive the child support. FRO can contact the payor’s employer and ask them to deduct the amount from the paycheck and transfer it to FRO. FRO can also access the funds in the payor’s bank account, suspend their driver’s licence or even take legal action against the payor.

Not always. You will be required to continue paying child support in the following cases:
⦁ The child is still undergoing full-time education in a college or university.
⦁ The child has special needs, which require ongoing care and support.