A long-term disability case is useful when an employee gets seriously injured or ill and can’t return to work anytime soon. This results in them losing their income on top of increasing medical bills. In that case, you may file for a long-term disability case so you can manage your momentary financial struggles.
If you win the case, you can request monthly payments, but there is also the option to receive the whole amount altogether. However, there are hurdles that you might face during the proceedings, and you will want to find the best consultants to help you through these issues.
You Haven’t Applied for CPP Benefits
Most people don’t know that they can apply for CPP Disability Benefits that the Government of Canada provides to people suffering from disabilities. In a long-term disability claim, an insurer will have a lot of trouble disputing the case if you’ve already been given CPP benefits.
Furthermore, the great thing about this issue is that if the insurer is disputing your disability, you can try to get CPP benefits from the Canadian Government and if approved, you can make a much stronger case for your disability case.
You Took an Early Retirement
This is another issue that you can face during your long-term disability case. That’s because both these things contradict each other, you can’t take retirement and still claim that you’re missing out on potential income. Unfortunately, in this case, you can’t pick both the options as per the Canadian Government’s LTD policies.
Unions Get Involved
There are pros and cons of a union getting involved in your long-term disability case as they can benefit yet also harm your case. The unions are good at dealing with issues such as worker’s rights, severance disputes, and pensions but working on legal cases is usually out of their domain. It’s always better to hire a legal expert that has the knowledge and expertise to deal with these issues.
There’s no one better at helping you deal with these long-term disability cases than us. We are a legal firm based in Canada with a team of the best lawyers in the country. Our professionals are experts at dealing with long-term disability cases while also providing immigration consultancy, visa consultancy. So, don’t wait any longer and contact us so we can help you get the benefits you deserve.
